CTP Insurance WA

WA MI Insurance

In Western Australia, the WA government provides Motor Injury Insurance (MII). Insurance Commission of Western Australia (ICWA) is the government insurer. In this role, it has to  review and set MII insurance premiums each year. It also manages MII claims.

The MII scheme in WA is a fault-based scheme. If it was not your fault, MII covers your claim for injuries caused to someone else in a road accident. If it was your fault, it does not cover your injuries unless they are catastrophic.

Since July 2016, the Catastrophic Injuries Support Scheme has covered people catastrophically injured in a road crash in WA. This increased the cost of a vehicle licence in WA.

Two licences

If you are a vehicle owner in WA, the law requires you to have two licences – a driver licence and a vehicle licence. Note, a vehicle licence is called vehicle registration in other states and territories in Australia but may be called rego in WA.

The cost of MII is already included in your vehicle licence or registration fee. For more detail, you can find the MII policy printed on the back of your motor vehicle registration.

As the government provides MII, you cannot choose an insurer in WA. However, you can contact the ICWA for MII claims or with any questions about the scheme.

Contacts

MII Insurer: Insurance Commission of Western Australia (ICWA)

Phone: 08 9264 3333 or 1800 643 338 Mon-Fri 8am to 5pm

Email: nowcovered@icwa.wa.gov.au

Visit: Level 13, Forrest Centre, 221 St Georges Terrace, Perth

What do you want to do?

• Register my car in WA.
• Transfer rego to WA.