Who offers CTP insurance in Qld?

Three insurers offer CTP insurance in Qld. They are Allianz, QBE and Suncorp Insurance. Each insurer offers exactly the same CTP coverage. Insurers no longer offer extra coverage on top of CTP for drivers who are at fault in a road accident.

Does Suncorp comprehensive include CTP?

No, comprehensive insurance in Australia does not include CTP. Comprehensive insurance is to cover damage to property only and CTP is to cover people who are injured in a road accident involving your vehicle.

CTP Insurers Qld

CTP providers Qld

Three CTP insurers are licensed by the Queensland government agency, Motor Accident Insurance Commission (MAIC). Qld CTP providers set their own premiums each quarter within upper and lower limits set by the MAIC. Below are contact details for each CTP insurer in Qld, including phone, hours, email and any CTP extras:

Allianz
QBE
Suncorp Insurance.

Note, RACQ Insurance is included only for current policyholders. It stopped offering CTP in Qld on 1 October 2023.

Allianz

Phone	13 10 00
Hours	8am to 9pm Mon-Fri 8am to 5pm Sat-Sun
Quote/purchase online	allianz.com.au
Email	allianzctp_helpline@allianz.com.au
In person	none
CTP extras in Qld	Allianz stopped offering At-Fault Driver Protection from 1 July 2023.

QBE

Phone	133 723
Hours	8am to 5pm Mon-Fri 8am to 1.30pm Sat
Quote/purchase online	qbe.com.au
Email	qldctp@qbe.com
In person	Level 13, 145 Ann Street, Brisbane QLD 4000
CTP extras in Qld	QBE stopped offering DriverProtect from 25 October 2023. $25 or $50 gift card for qualifying new customers.

Suncorp Insurance

Phone	13 11 60
Hours	8am to 6pm Mon-Fri
Quote/purchase online	suncorp.com.au/insurance/ctp.html
Email	ctpbiz@suncorp.com.au
In person	Locations
CTP extras in Qld	Suncorp stopped offering Driver Protection Cover on 2 August 2023.

RACQ Insurance (for current policyholders only)

Phone	13 1905
Hours	24/7
Quote/purchase online	racq.com.au
Email	ctpclaims@racq.com.au
In person	Find a branch
CTP extras in Qld	None

Did you know you can check the name of your current CTP provider on your vehicle registration notice? Remember, if you want to switch to a new CTP insurer, do this before renewing your registration. Otherwise, your previous insurer will provide CTP cover until the next renewal.

It is simple to go online to change insurer.

No CTP extras in Qld

Under the Qld CTP scheme, drivers at fault may not get as many benefits as other drivers. Insurers in Qld no longer offer a free extra benefit on top of CTP. This was known generally as At-Fault Driver Cover:

QBE stopping offering DriverProtect from 25 August 2023
Suncorp Insurance no longer offers Driver Protection Cover since 2 August 2023
Allianz stopped offering At Fault Driver Protection from 1 July 2023.

Drivers who have a serious accident are now referred to the National Injury Insurance Scheme.

What would you like to do?

2. Does it matter who I choose for CTP?

No, it does not matter who you choose for CTP. Each insurer must by law offer the same CTP coverage for the same price. If you use the premium calculator, you will see Reasons to select each insurer. You may also consider:

Any existing relationship with an insurer
Convenience of contacting or paying the insurer.